Restore CFPB Funding and Independence

Congress cut the CFPB's funding cap nearly in half in 2025, and a court had to order the bureau funded on September 25, 2026.

A letter to your members of Congress. Facts checked September 26, 2026.

The Letter

Subject Restore CFPB Funding and Independence

The Consumer Financial Protection Bureau has returned $17.5 billion to people cheated by banks, lenders, and debt collectors. Families like mine depend on someone making sure the fine print is honest. Last year's reconciliation law cut the bureau's funding cap nearly in half. Then its acting director refused to request even that money from the Federal Reserve. On September 25, 2026, a federal court ruled that refusal unlawful and ordered the bureau funded. A consumer watchdog should not depend on a lawsuit to keep its lights on. Congress created the CFPB with independent funding so it could not be starved by whoever is in charge. Please restore the CFPB's funding cap to its level before the 2025 reconciliation law.

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U.S. Capitol switchboard: (202) 224-3121

I'm calling to ask the Representative to restore the Consumer Financial Protection Bureau's funding cap.
The 2025 reconciliation law cut the bureau's funding cap nearly in half.
On September 25, 2026, a federal court ruled the acting director's refusal to request funds unlawful.
The bureau has returned $17.5 billion to consumers. Please restore its funding cap to the level before the 2025 law.

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The Facts Behind the Ask

Nearly half cut to the CFPB funding cap in the 2025 reconciliation law (source)
September 25, 2026 a federal court ruled the refusal to request CFPB funds unlawful (source)
$17.5 billion returned to consumers by the CFPB in its first decade (source)

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