Protect Public Service Loan Forgiveness

Public Service Loan Forgiveness has cancelled $90.6 billion for 1.2 million public servants.

A letter to your members of Congress. Facts checked September 24, 2026.

The explainer behind this letter Student Loan Forgiveness Where loan forgiveness stands and which plans still work

The Letter

Subject Please Co-Sponsor H.R. 3267, the PSLF Payment Completion Fairness Act

I am writing to ask you to co-sponsor H.R. 3267, the PSLF Payment Completion Fairness Act.

Public Service Loan Forgiveness cancels federal student debt after 120 qualifying payments while working for a government agency or a nonprofit. By January 2026, 1.2 million teachers, nurses, social workers, and other public servants had received forgiveness through it.

Under current law, a borrower must still work in public service when the loan is forgiven. Someone who makes all 120 payments and then changes jobs before the paperwork clears can lose the relief they earned.

H.R. 3267 removes that requirement, so ten years of completed service counts no matter where the borrower works afterward. It is bipartisan, introduced by Reps. Chrissy Houlahan and Brian Fitzpatrick.

Please co-sponsor H.R. 3267 so public servants keep the forgiveness they worked ten years to earn.

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U.S. Capitol switchboard: (202) 224-3121

I'm a constituent calling about Public Service Loan Forgiveness.
Right now a public servant who finishes all 120 payments can lose forgiveness if they change jobs before it is processed.
Please co-sponsor H.R. 3267, the PSLF Payment Completion Fairness Act, which fixes that. It is bipartisan.

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The Facts Behind the Ask

1.2 million public servants had received PSLF forgiveness by January 2026, totaling $90.6 billion (source)
120 qualifying payments required, and the borrower must still work in public service at forgiveness under current law (source)
June 30, 2026 two federal courts vacated a rule that would have let the Secretary disqualify nonprofit employers; the government appealed (source)

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