Pass H.R. 1834 and Restore ACA Premium Tax Credits

The enhanced ACA premium tax credits expired on January 1, 2026, and average premium payments rose 58%.

A letter to your members of Congress. Facts checked September 24, 2026.

The explainer behind this letter ACA Subsidies What you pay for a marketplace plan now that the larger tax credits have expired

The Letter

Subject Please Pass H.R. 1834 to Restore ACA Premium Tax Credits

I am writing to ask you to help pass H.R. 1834, which restores the larger ACA premium tax credits through 2028.

When those credits expired on January 1, the average marketplace premium payment rose 58%, from $113 to $178 a month. More than a million fewer people signed up, the sharpest drop since the marketplaces opened.

The worst of it falls on people just past the income cliff. A couple in their sixties earning $1,058 more than 400% of the poverty line lost all help, and their benchmark plan now costs about $23,000 more a year.

The House passed H.R. 1834 on January 8 by 230 to 196, with 17 Republicans voting yes. It has waited on the Senate calendar since February. The Congressional Budget Office estimates it would cover 4 million more people in 2028.

Please bring H.R. 1834 to a vote and pass it.

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U.S. Capitol switchboard: (202) 224-3121

I'm a constituent calling about the ACA premium tax credits that expired on January 1.
Since they lapsed, average marketplace premium payments rose 58%, and more than a million fewer people signed up.
The House passed H.R. 1834 on January 8, 230 to 196, with 17 Republicans voting yes. It has waited on the Senate calendar since February.
Please bring H.R. 1834 to a vote and pass it.

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The Facts Behind the Ask

58% rise in average monthly marketplace premium payments in 2026, from $113 to $178, after the enhanced credits expired (source)
230-196 House vote passing H.R. 1834 on January 8, 2026, with 213 Democrats and 17 Republicans in favor (source)
4 million more people with health insurance in 2028 under H.R. 1834, according to the Congressional Budget Office (source)

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