Defend Fair-Lending Enforcement Against Redlining

The Justice Department reached 15 redlining settlements worth more than $150 million from 2021 to 2024.

A letter to your members of Congress. Facts checked September 24, 2026.

The explainer behind this letter Redlining How federal housing policy denied loans by race, and what it left behind

The Letter

Subject Keep the Justice Department's Redlining Settlements in Force

In the 1930s, federal housing agencies refused to back home loans in Black neighborhoods. Those neighborhoods are still poorer, hotter, and shorter-lived today, and 8.25 million people live in them.

From 2021 to 2024, the Justice Department reached 15 redlining settlements with lenders, worth more than $150 million. Each one requires a bank to open branches or fund loans in neighborhoods it had shut out. Since May 2025, the department has asked courts to end these settlements early, and at least six have ended. Judges refused in two cases because the banks had not finished what they promised.

I am asking you to press the Justice Department, in writing and in oversight hearings, to stop seeking early termination of the redlining settlements still in force. The families these agreements were written for should get every branch and every loan they were promised.

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Call Your Representative

U.S. Capitol switchboard: (202) 224-3121

I'm calling about the Justice Department's redlining settlements.
From 2021 to 2024 the department reached 15 settlements worth more than $150 million, requiring banks to lend in neighborhoods they had shut out. Since May 2025 it has asked courts to end them early, and at least six have ended.
I want my representative to press the Justice Department to stop seeking early termination of the redlining settlements still in force.

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The Facts Behind the Ask

15 settlements Redlining settlements the Justice Department reached from 2021 to 2024, worth more than $150 million in relief (source)
6+ ended early Redlining settlements courts ended early at the government's request since May 2025 (source)
8.25 million People living today in neighborhoods the government once graded red; over 75% from a minority group (source)

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